Accounts Receivable Loans

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 





 

More Information on Accounts Receivable Loans

The accounts receivable loans method works like an internal bank and offers an alternate way of reaching traditional sources of capital, such as Wall Street firms, banks, leasing companies, and joint venture partners. The structure also resembles off-balance-sheet financing by removing accounts receivable loans from the books and selling them on a non-recourse basis for their fair market value.

 

Traditionally, companies had access only to account receivable loans factoring programs, a process that involved pledging their accounts receivable as collateral in exchange for cash. Exercising this option also depended on the hospital's creditworthiness. Covenants of hospital bond issues, however, often prohibited them from pledging those assets and using invoice factoring as a source of account receivable loans.

 

 

Banks and other lenders use a variety of factors, some of them quite strict, to assess a client's suitability for their receivables financing programs. The criteria may include the size of the company, its credit rating, its total assets (minimum levels of working capital may be required), and the amount of the receivables. Accounts Receivable Loans Lenders also may require a minimum amount to be financed

invoice factoring company
and
account receivable factoring
and
accounts receivable financing

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What should i know?
To become knowledgeable and understand some of the terminology, we have listed a few of the basic terms:

Accounts Receivable: A group of invoices. Monies owed for goods or services a company supplied to customers

Invoices: Statement for payment sent to a client’s customer for goods or services sold and delivered

Advance: Those monies transferred to the client when the factor buys invoices

 

Why Businesses Choose Us
Again and Again
for their
Account Receivable Factoring

circle03_skyblue.gif Same Day Funding

circle03_skyblue.gif Advance Rates that Exceed
   Industry Norms by 20%
   We offer cash advance rates up to 97%
   The typical maximum in the invoice factoring    industry is 80%.
   We can offer you higher advances because
   of our unique financing capabilities


circle03_skyblue.gif Flexible Contracts-

   We provide you with contracts
   that meet your cash flow needs,not ours.
   
   Unlike the others, we do not make
   you sign long-term contracts and we don't
   charge you fees when you are inactive.

circle03_skyblue.gif Invoice Processing
   Not only can we offer you the most
   advanced technolgy but we also maintain
   the old-fashioned systems because
   every client has different needs.

   Unlike the Others, our objective here
   is not to force you to conform to us,
   but to get you the cash you need
   in the quickest and most
   efficient manner.

Credit Management Services at No Extra Cost
   We provide credit analysis on both
   new and existing accounts. 
   We actually pull credit reports
   from various reporting services that
   we contract with and report back
   to you as to whether or not
   they are creditworthy

circle03_skyblue.gif Experienced Account Managers
   We are seasoned professionals with
   an average of 11years industry experience per    account executive.   
   (Well above the receivable factoring industry
   norm of 2 years)

circle03_skyblue.gif Personalized Service

   You have one dedicated person and his
   or her assistant who handle your account.
 
   Unlike the others, with us you don't
   have to start over each time you call 
   with a new person

circle03_skyblue.gif Please contact us today

   and our seasoned account receivable  factoring
   specialists will help you
   get the cash you need TODAY

1-800-986-1854

Email Us

or complete the

On-Line Invoice Factoring Request Form